IRSC logo
graphic
People Searchgraphic
graphic


Financial-Aid.jpg

Loans

Federal Direct Student Loans

The Federal Direct Student Loan is a non-credit based student loan that is funded by the U.S. Department of Education. Students enrolled in 2, 4 and eligible certificate programs are eligible to apply for these loans. There are three basic types of Direct loans: subsidized and unsubsidized that students can apply for and Direct PLUS loans that parents may apply for to assist students. The subsidized and unsubsidized have the same fixed interest rate, which is determined each year on July 1st. Students must meet financial aid eligibility criteria to be considered for Federal Direct student loans.

Subsidized Loans

Are need-based loans where the government pays the interest to the lender while the student is in the deferment period. Once in repayment, the student is responsible for paying the interest on the loan as well as the principal amount borrowed. Your need is based on information collected from the Free Application for Federal Student Aid (FAFSA). Beginning with the 2013-14 academic year subsidized loans are limited to 150% of a student's program.  See the Financial Aid Newsletter to your right for additional information.

Unsubsidized and PLUS Loans

Government does not pay the interest on behalf of the student. Instead, the borrower is responsible for all the interest that accrues and capitalizes from the time the loan disburses. Though it is non-need based aid, the amount of the unsubsidized loan combined with other aid cannot exceed the students total estimated cost of attendance.

FOR FURTHER INFORMATION ON WHAT TYPE OF LOAN YOU MAY BE ELIGIBLE FOR, PLEASE CONTACT THE FINANCIAL AID OFFICE.


WHAT YOU NEED TO
KNOW ABOUT FAFSA

Changes to the
2017-2018 FAFSA


HOW ARE WE DOING SURVEY
Please fill out our short survey
How-Are-We-Doing-Survey
1 question survey

BRIGHT FUTURES
Bright Futures
Orientation Slideshow

COMPLETE FLORIDA SCHOLARSHIPS

If you have completed some college, but have not yet completed your Bachelor's degree, you can apply for a Complete Florida Scholarship to help you meet your academic, professional and personal goals.

Read Our Instructions
Apply Here - It's FREE!


FINANCIAL AID RESOURCES

GENERAL QUESTIONS?

Call: 1-866-792-4772
E-mail: info@irsc.edu

Financial Aid Questions?
Mary-Lewis
Mary Lewis, Director
Financial Aid
(772) 462-7450
financialaid-info@irsc.edu


NEED HELP
PAYING FOR COLLEGE?

As an IRSC student and Federal Pell recipient, you have been identified as a possible candidate to receive assistance for tuition and textbooks for the Fall term through CareerSource Research Coast (CSRS).
CareerSource-Research-Coast

Letter to Pell Recipients
CRSC Hours/Locations


CHECK FIN. AID STATUS

Check Your FA Status


FA ORIENTATION

Read: Orientation Module


CashCourse

CashCourse
CashCourse is your real-life guide to taking charge of your money.

Use the free online personal finance tool or try the new Budget Wizard that allows you to save your file and share with an Advisor if needed.



Bookmark and Share

home | about irsc | admissions | advising | prospective students | students | virtual campus | foundation | visitors
myirsc | programs/careers | libraries | career services | athletics | bookstore | financial aid | faculty/staff